Apply for a Refinance Loan with a Maine Lender

The Maine Private Education Loan Network (Network) consists of local Maine lenders you know and trust. You may be eligible to refinance or consolidate private and federal student loans with the lenders in the Network if you meet certain requirements such as:

  • You have at least $10,000 in student loans to refinance, which can include private student loans from other lenders and/or your federal student loans like Direct, PLUS or Stafford loans.
  • You are a Maine resident, graduate of a Maine high school or attended a Maine college or university; and
  • You meet credit criteria for loan approval.

You can select a local Maine lender from the Network by clicking the apply now link to see information about their loan offering or to access their application. You may also use this handy tool to get a quick glance at or comparison of the lender’s loan features, terms and fees.

Please note: The information available through these links is provided by each individual lender, and each is responsible for the accuracy of the information. While FAME believes the information is correct, it cannot guarantee that the information is always up-to-date. You should review the rates and fees on the individual lender’s website and application to confirm current information.

IMPORTANT: When considering refinancing or consolidating student loan debt, it is important to understand that you are receiving a new loan with new terms, interest rates and benefits. None of the features of your old loans, whether private or federal, will carry through to your new loan. Federal student loans also provide certain benefits that may be unavailable with private student loans. The Federal Direct Consolidation Loan Program (FDCLP) offered by the federal government allows borrowers to combine any of their outstanding federal student loans into a single new loan. The fixed rate is based on the weighted average interest rate of the loans being consolidated. You should compare the terms and conditions of the FDCLP to any private consolidation loan you may be considering.

*These loans are offered directly from FAME and not offered by a Network lender.

Consolidation Loan
LENDER:Seaboard Federal Credit Union
PROGRAM:Refinance/Consolidation Student Loan
RATE TYPE:Variable
RATE RANGE:4.50% - 8.25%
GUARANTEE FEE:Zero
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Consolidation Loan
LENDER:Bath Savings
PROGRAM:Refinance/Consolidation Student Loan
RATE TYPE:Variable
RATE RANGE:3.75% - 7.50%
GUARANTEE FEE:2%, 4% or 6%, based on FICO score
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Consolidation Loan
LENDER:University Credit Union
PROGRAM:Refinance/Consolidation Student Loan
RATE TYPE:Fixed
RATE RANGE:4.75% - 8.75%
GUARANTEE FEE:Zero
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Consolidation Loan
LENDER:Maine State Credit Union
PROGRAM:Refinance/Consolidation Student Loan
RATE TYPE:Variable
RATE RANGE:4.00% - 7.70%
GUARANTEE FEE:2%, 4% or 6%, based on FICO score
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Consolidation Loan
LENDER:Seaboard Federal Credit Union
PROGRAM:Refinance/Consolidation Student Loan
RATE TYPE:Fixed
RATE RANGE:5.00% - 9.00%
GUARANTEE FEE:Zero
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Consolidation Loan
LENDER:Infinity Federal Credit Union
PROGRAM:Refinance/Consolidation Student Loan
RATE TYPE:Variable
RATE RANGE:4.00% - 8.00%
GUARANTEE FEE:2%, 4% or 6%, based on FICO score
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Consolidation Loan
LENDER:Bangor Savings Bank
PROGRAM:Refinance/Consolidation Student Loan
RATE TYPE:Variable
RATE RANGE:4.18%–8.18%
GUARANTEE FEE:2%, 4% or 6%, based on FICO score
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Consolidation Loan
LENDER:Bangor Savings Bank
PROGRAM:Refinance/Consolidation Student Loan
RATE TYPE:Fixed
RATE RANGE:4.50%–8.75%
GUARANTEE FEE:2%, 4% or 6%, based on FICO score
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Consolidation Loan
LENDER:Maine Savings Federal Credit Union
PROGRAM:Refinance/Consolidation Student Loan
RATE TYPE:Variable
RATE RANGE:5.00% - 6.00%
GUARANTEE FEE:2%, 4% or 6%, based on FICO score
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Consolidation Loan
LENDER:University Credit Union
PROGRAM:Refinance/Consolidation Student Loan
RATE TYPE:Variable
RATE RANGE:4.00% - 8.00%
GUARANTEE FEE:Zero
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